Debt in Thai

“Debt” in Thai is หนี้nîi.

หนี้ nîi

debt noun

nîi falling

Falling: start high and drop clearly, like a firm “No!”

เป็นหนี้bpen nîi = to be in debt.

You'll hear it in Thon (ทน).

How to use it

หนี้nîi is a debt, with a falling tone. Someone in debt เป็นหนี้bpen nîi or มีหนี้mii nîi, and paying it back is ใช้หนี้chái nîi. Credit card debt is หนี้บัตรnîi bàt.

Other spellings you'll see

There's no single official way to write Thai in English letters. We mark the tone of every syllable; online you'll also find:

More shopping and money in Thai

All shopping and money

เงินสด ngoen-sòt Cash
บาท bàat Baht
baht (Thai currency)
เหรียญ rǐan Coin
แบงก์ báeng Banknote
บัตร bàt Card
สแกน sà-gaen Scan
to scan (a QR code to pay)

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Written by the Learn Thai For Free team
Audio: AI voices, quality-checked for tones